Wednesday, April 2, 2008

Value of Auto Insurance

When a certain woman lost control of her car, she raised her legs to protect them incase of a front-end impact. Naturally, the car was totalled since no one was stepping on the brakes to slow the car down.

Rather than acting to prevent the crash, the woman simply braced for impact. If ever there was a bright side to the accident, the woman suffered no injuries.

The accident could have been avoided, had she acted appropriately. But then again, most people do act strangely when they panic.

Unlike pilots who are not only trained to fly the aircraft but are also trained to tackle different air crash scenarios, the average driver is only taught how to drive the car accordingly on public roads.

If something unexpected happens, the average driver might very well be panic-stricken, devoid of any ability to react sensibly.

The disturbing reality is that driving on public roads is relatively dangerous. It's just that driving is so common that we have been somewhat desensitized to the inherent risks involved in the activity.

But the numbers don't lie. In the United States Alone, more than 6 Million car crashes are reported every year. The cost of damages amount to more than 200 Billion dollars. Almost 3 Millon are injured from the accidents and more than 40,000 are killed. On the average, 115 people die everyday because of a car crash. That is the equivalent of 1 death for every 13 minutes.

When it comes to driving on public roads, it is not just a matter of avoiding accidents by following rigidly all the safety guidelines. Sometimes, accidents find us.

Having a quality auto-insurance is a good way to minimize the negative effects of car accidents.

If you do not have one yet, it is good to search for one immediately. After all, it wouldn't hurt you to be insured.

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